Haubergeon, 90% Complete

Wow, that's great.

The inlay's a little hard to see in the photo, but it's there. Here's the mockup for reference:

you are not naked when you are wearing this are you? seem like alot of little hairs would be torn out. OUCH

very impressive and time intensive.

Not usually. Typically one wears a padded jacket called an aketon or a gambeson underneath it - padded linen armour, basically. But even without it (no pictures exist, or ever will) a properly closed ring doesn't pull or scratch.